Explore Your Options for Environmental Insurance Plans
Storage Tank Pollution Insurance Coverage
Underground (USTs) and Above ground Storage Tanks (ASTs)
USTs up to 40+ Years Old (but don't wait until it's too late!)
The storage tank pollution market has been changing due to the nations aging tank population. Most insurers have been sharply raising premiums, increasing deductibles and cancelling policies on tanks that don't fit their coverage profile. However, CEI continues to provide quality A+ rated storage tank coverage at very competitive premiums! We write USTs and ASTs .... it's what we do!
Pollution Legal Liability for Real-Estate
Site Pollution Insurance coverage for single locations and portfolios
The pollution liability policy most applicable to addressing sites and facilities is an Environmental Impairment Liability (EIL) insurance policy, also known as a Premises Pollution policy, Pollution Legal Liability (PLL), or Site Pollution Liability. This product is designed to provide coverage for unknown pre-existing, and future environmental liabilities. It can be crafted to provide coverage for bodily injury, property damage, and cleanup costs as a result of a pollution event. In addition, the policy can also be endorsed to address environmental liabilities associated with transporting products or waste products to and from the location, as well as the disposal at non-owned disposal sites (NODs).
Transportation Pollution Liability (TPL)
Pollution Liability for Fuel Haulers, Waste Transporters, and others.
Companies who transport hazardous materials, or any product with the potential to cause environmental damage, and who rely solely on the CA 9948 for pollution coverage are missing important liability protection for some of the largest and most frequent transportation pollution exposures. Common commodities such as detergents, vegetable oil, adhesives and even milk products have the potential to cause pollution damages if they are introduced to the environment during an accidental release. Transportation pollution liability provides protection for products or materials transported, protection for products or materials transported, shipped, or delivered by the insured or by a carrier on the insured’s behalf. Environmental carriers typically offer this enhancement on risks with transportation exposure and some carriers will also specifically include loading and unloading. While unendorsed contractor’s pollution liability ("CPL") policies may include coverage for vehicle use at a jobsite, they typically offer little or no coverage for transportation exposures away from a jobsite. TPL would be available to address this exposure. Additionally, TPL is available for site-specific risks with transportation exposures including manufacturers, freight forwards, and distribution centers. This enhancement can be endorsed onto site pollution to address their exposure.
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